The last day and a half has been an exercise in learning more about Corel Paintshop Pro X3 and brushing up on HTML. For the most part, I'm pleased with the outcome. I wasn't so pleased at 4 AM, but after some sleep and more research this morning, I was ready to tackle HTML to change what I did not like on this template - the pink gradient across the top and centered the banner.
Now that I've got the hang of doing a banner in Corel Paintshop, I'll be working on the next background and banner after the holidays are over.
I downloaded the banner design elements from Cajoline Scrap. I had a hard time narrowing down which of these wonderful elements to use in the banner. Cajoline has marvelous designs on her site. Be sure to check it out.